LAWSUIT AGAINST CRUISE LINE HIGHLIGHTS NEED FOR BUSINESSES TO CHECK THEIR LIABILITY INSURANCE POLICIES FOR POTENTIAL COVERAGE

April 8, 2020

We’re starting to see more lawsuits brought by people who say that businesses failed to protect them from the coronavirus.  Just yesterday, a class action was filed in Florida by cruise ship passengers against Costa Cruises (a subsidiary of Carnival), alleging that Costa was negligent in failing to warn passengers that a passenger on a prior voyage was disembarked due to symptoms of the coronavirus.  The complaint alleges that passengers were injured as a result and that Costa is liable for negligence, negligent and intentional infliction of emotional distress, false advertising, and negligent misrepresentation.  Plaintiffs seek damages in an unspecified amount.  (For a copy of the complaint, see https://www.lipcon.com/work-in-progress/complaint-costa-luminosa-coronavirus/.)  We can be sure that, as the crisis continues, we’ll see more lawsuits of this sort against a variety of businesses.  Companies should have an attorney check their general liability insurance policies, which generally cover claims for personal injury caused by an accident or exposure to injury-producing conditions, for potential coverage.